What does Via Commercial Real Estate do?

Via Commercial Real Estate is a strategic real estate partner for Colorado business owners. Every engagement begins with the VIA Map — a customized real estate and growth plan that clarifies your goals, space needs, and budget before the property search starts. From there, Via provides full-service representation for leasing, purchasing, and growth decisions.

The VIA Map is Via's flagship engagement — a strategic roadmap that helps business owners answer the important questions before searching for space: how much space you actually need, what you can comfortably afford, and whether leasing, buying, or renewing is the right move. It includes a customized plan, portal access, advisor support, and full brokerage representation.

How much does it cost to work with Via?

Every engagement starts with the VIA Map, with pricing discussed in a consultation. From there, in most commercial leasing transactions the landlord pays the broker's commission, so there is typically no direct cost to the tenant. Schedule a consultation to discuss your specific situation.

What types of commercial space does Via specialize in?

Via specializes in office, retail, industrial, and flex/mixed-use commercial spaces throughout the Denver metro area and across Colorado.

Should I lease or buy commercial space for my business?

The right answer depends on your business stage, cash flow, and long-term goals. The VIA Map includes a detailed lease vs. buy analysis so you can make the decision with full clarity before committing.

How do I get started with Via Commercial Real Estate?

Schedule a consultation with Laura Frenkel at via-cre.com or call (303) 345-0347. She'll walk you through the VIA Map process and outline a clear path forward.

SBA Lending and Real Estate: Is It the Right Choice for Your Business?

Purchasing a commercial building for your business can be a strategic move for any owner looking to secure a long-term home and build wealth simultaneously. One avenue to explore in the pursuit of property ownership is utilizing Small Business Administration (SBA) financing.

In this article, we will shed light on what SBA financing is, delve into the advantages and disadvantages of buying a commercial property through SBA financing, and outline general terms for an SBA loan.

Understanding SBA Financing

The Small Business Administration (SBA) is a government agency that provides support to small businesses, including facilitating financing solutions. SBA financing is a viable option for entrepreneurs looking to purchase commercial real estate for their operations. SBA loans are typically characterized by more favorable terms and lower down payment requirements compared to traditional commercial loans. However, there are also downsides to SBA loans including stricter requirements on the borrower's use and higher fees.

Pros of Using SBA Financing

Low Down Payment: The down payment requirement for an SBA loan is usually lower than traditional commercial loans. For real estate, the down payment can be as low as 10%, making it an attractive option for businesses with limited upfront capital.
Favorable Loan Terms: SBA loans often come with longer repayment terms. For real estate, the repayment term can extend up to 25 years, providing businesses with more manageable monthly payments.
Competitive Interest Rates: The SBA sets maximum interest rates that lenders can charge on SBA loans. Because of this, SBA loans usually offer very competitive interest rates.

Cons of Using SBA Financing

Lengthy Approval Process: SBA loans typically have a longer time to close, usually around 60 days or more. This can be a drawback for businesses that require a quicker close to be competitive.
Occupancy Requirements: Most SBA loans require the borrower to occupy at least 51% of the property (60% for new construction). This may limit the buyer's ability to lease out the building should things change with their business.
Higher Fees: SBA loans often have higher fees than traditional commercial loans, including guarantee fees, packaging fees, and higher closing costs.
Stringent Qualification Criteria: SBA loans often have stricter eligibility requirements, including a thorough examination of the business's financial health, credit history, and the borrower's ability to repay the loan.

Buying a commercial property for your business through SBA financing can be a prudent decision, given the favorable terms and potential for wealth building. However, it's essential to carefully weigh the pros and cons, ensuring that the benefits align with your business's long-term goals.

If you are thinking about purchasing a building for your business in the Denver or Boulder, Colorado area, please reach out to me. For over a decade I have been assisting business owners and investors to make sound financial decisions.